(Senior) Credit Risk Manager - Special Assets Management | HK Talent Engage

Job description

Job Responsibilities- Handle major and complex non-performing loan portfolios;

• Manage and lead the case management team to resolve NPLs in compliance with the Bank's relevant policies and procedures;
• Negotiate / liaise with borrowers and/or other lenders as well as professionals to work out the restructuring / repayment plan;
• Seek proper internal approval for various strategies, repayment plans or legal actions, and monitor the progress of repayment and implement the approved strategies;
• Investigate the reasons of default and prepare due diligence reports, as well as share the findings with various related parties;
• Draft, review and fine-tune the Group's policies and regulations in relation to NPL management and provide advice on policies and procedures relevant to credit risk management;
• Draft various consolidated reports in relation to NPL handling and management.

Job Requirements- Full time degree holder or above with major in Finance, Accounting, Business Administration etc;

• Over 8 years' relevant banking experience in lending business or special assets management, or over 5 years' relevant experience in corporate restructuring or financial advisory, preferably with experience in credit assessment, credit approval, loan monitoring or due diligent exercise;
• Have knowledge about the bank's management policies, regulations and procedures, credit products and operations;
• Familiar with corporate lending, retail credit and trade finance documentations;
• Have profound knowledge about the relevant laws and civil litigation procedures in Hong Kong and the Mainland China;
• Strong Chinese and English writing skills, fluent in Mandarin and English, proficiency in Cantonese would be an advantage;
  • Strong negotiation and inter-personal skills;
  • critical and analytical thinking
  • good communication and coordination skills
  • financial and industry analytical skills
  • agile and capable of identifying issues, analysis and problem solving
  • good organization and collaborative and implementation skills
• Well versed in MS Office, MS Words, Excel and other common statistical, reporting and analytical tools.