Manager, Unsecured Lending | HK Talent Engage

Job description

The Dah Sing Group is a leading financial services group in Hong Kong offering banking, insurance, financial and other related services through its growing network of over 70 branches in Hong Kong, Macau and Mainland China.

Our currency is caring, teamwork and progressiveness. We accept that everyone is unique and different in talent, but alike in the capacity for growth. Our task is to shape a culture that creates a sense of pride in achieving something beyond just a job, and an environment where you can be your true and authentic self, like at home.

In this role, you are required to design and deliver business initiatives to achieve business targets via different marketing campaigns and system enhancement

Main Responsibilities:

• Design personal loan marketing campaigns to meet the yearly budgeted portfolio account receivables & yield and overall profitable P&L
• Develop tailor-made personal loan product features and pricing for different portfolio segments via detailed portfolio and segmentation analysis
• Identify and oversee new product development, product enhancements and related system enhancements to meet customer needs
• Perform post-program analysis to assess portfolio performance and make recommendations for further improvement
• Monitor program financials and maintain robust expenses tracking against budget
• Drive different internal and external parties, including credit risk, IT, operation and sales channels to ensure efficient and effective implementation of planned initiatives
• Execute necessary compliances to meet the requirements of Legal and Regulatory bodies in each program
• Coach and supervise team subordinate(s) in daily program implementation

Incumbent Requirements:

• University graduate in Business Administration, Marketing or a related discipline
• 6 years’ experience in banking industry, with a minimum of 2 years in Managerial level
• Strong business acumen with good understanding of personal loan products
• Excellent analytical, communication and interpersonal skills
• A good team player with a strong sense of ownership and attention to details
• Able to work independently and under pressure

Please note that only shortlisted candidates will be notified.